Good interest rates for checking accounts
I know that financial institutions check credit when an account is opened. However, that credit check should NOT be a hard hit. Experian notified me that my credit had been checked for an installment loan, thereby lowering my score. I simply opened a small savings acct and a money market account and I feel that should NOT lower my credit score. I plan to buy or lease a vehicle within the next 6 months and wanted my score to be great. I'm very disappointed that this happened. I'm pretty sure there are other innocent account openers that don't realize their credit has been affected. I will say that someone from the office has contacted me about this, which I appreciate.
They charge 3.95 for your checking account each month if you don't have 20 transactions, charge 1.50 for casher checks, charge 10% for the change machine. And when you tell them you want you 3.95 because you didn't know about the fee, they don't give a rip, don't give it back, and boast about the 1.75 they gave you in dividends. I will say Rick Sterling and Bonnie Born are the only people worth having at this nickel and dime credit union.
Liars and thieves. I will always tell people how bad this place is. I started a savings account with $75 and used them for a loan to purchase a truck. When I got the payments low, I was going to be late, called and talked to them, they said "it would be ok". Then on the day of they called and said if I didn't come up with the full amount before they got the truck then too bad. I payed the full amount after getting an advance. I tried to close the savings account, only I had moved they wouldn't close it without my signature. Theysaid they could do a wire transfer but that would cost $75.00? Go figure! They continued to take money from my account down to $25 saying it was inactive after I payed for a truck they tried to take back. Thanks alot 1st Community! Not to mention it was ran by someone else when I signed up and then these people took over and WoW!!
This bank is awful my card has been hacked multiple times including TODAY for almost 50 bucks I don't even have! Awful I'm closing my account as soon as I can!
1st Community Federal Credit Union is a US Finance company based in San Angelo, Texas. 1st Community Federal Credit Union is located at 3505 Wildewood Dr, San Angelo, TX 76904, USA.
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